workers' compensation insurance

Introducing our new premium volume discount product: AGC PVD!

Since 1991, AGC and SAIF have partnered to provide a workers’ comp product designed exclusively for construction companies that created safer workplaces, saved lives, and saved money. Starting on October 1, 2024, the AGC/SAIF product is changing from a group retrospectively rated plan to a group guaranteed cost product plan with an OGSERP (Oregon Group Supplemental Experience Rating Program) discount and a special premium volume AGC group discount.

As an AGC Oregon-Columbia Chapter member, you could qualify for one of two plans:

Group Discount Plan

(Includes the up-front OGSERP discount and the AGC premium volume discount)

Eligibility criteria for the group discount plan remain the same as our previous program. If you currently participate in our group retro program and meet the underwriting eligibility criteria, you qualify for the OGSERP quote in addition to the AGC premium volume discount.

That’s two discounts in one plan!

Group Services Plan

(Includes the premium volume discount)

If you’re in AGC group services (have a SAIF policy but are not participating in the AGC/SAIF OGSERP group because you don’t meet the underwriting criteria but still have construction principal class), you will also receive the AGC premium volume discount.

You’ll find our new premium volume discount is a better option for your business, because a guaranteed discount provides stability and makes it easier to determine total cost year over year.

Your agent can help determine if our plans are right for you. If you currently participate in the AGC/SAIF group plans and continue to meet the group eligibility criteria, you will get a renewal quote for the new plan.